Australia is a far away country that attracts many foreigners every year. Land of all adventures, we go to Australia to surf incredible waves, dive in the largest barrier reef in the world or meet for the first time rare animals such as the koala, the kangaroo…. but also dangerous species of insects like the “redback” spider!
If you too are tempted, know that in addition to your suitcase and your passport, there is another essential: good health insurance for Australia!
Indeed, the cost of medicine in Australia is among the highest in the world! On average, it takes $ 120 (around € 80) for a simple consultation with a general practitioner, $ 450 (around € 300) for an emergency room and $ 4,000 (around € 2,700) for a “simple” hospitalization, such as for example 3 days in the hospital for appendicitis.
Having travel insurance to pay for your care is therefore not a luxury! Here are some tips on choosing the best insurance for Australia, depending on your visa or status.
Travel insurance for tourists to Australia
Going to Australia for the holidays promises a trip rich in discovery and adventure. However, you are not immune to a health concern, such as an insect bite or a more serious emergency. If you purchased your trip with your credit card, you may be eligible for travel insurance included, but be sure to check if it meets your needs.
If you want to go on vacation with peace of mind, nothing better than travel insurance that covers your medical expenses on site, your hospitalizations, repatriation assistance (in the event of serious health concerns) and civil liability coverage. These are the essential guarantees of good health insurance.
In addition, the price of a plane ticket to Australia is not given, also consider taking out travel insurance with cancellation option that will reimburse you for the costs incurred for your trip in the event that it should be canceled. .
Insurance for WHV / WHV in Australia
The Working Holiday Visa (WHV) is a visa for young French and Belgian under 30, which allows them to stay in Australia for 12 months to work or for tourism. This visa is obtained very easily in a few clicks, it is a real opportunity to experience abroad!
However, obtaining the PVT visa is subject to the subscription of an appropriate insurance contract, which covers your medical and hospital costs, repatriation and civil liability cover for the entire stay.
Ideally, this contract can also cover you in the event of care following an accident or illness related to your professional activity , such as Wwoofing or HelpX, for example.
Health insurance for students and interns in Australia
Doing your studies or an internship in Australia means having the chance to study in an English-speaking country and to open up to new horizons and great career opportunities.
To take advantage of a student visa in Australia, you will need health insurance that covers your care as well as your repatriation to your home country.
Insurance for au pair stays and language stays in Australia
Going to Australia for your au pair stay or a language stay is an opportunity to learn English while discovering a new country and a new culture. If you go through an employment agency, they may take care of your insurance, but this is not mandatory. If this is not the case, you will need to take out a health insurance contract that covers you for the total duration of your stay for your health care and medical emergencies, as well as for repatriation in the event of serious health concerns. serious.
Expatriation insurance for foreign residents in Australia
If you are moving to Australia for several years , you need a little more than travel insurance. Indeed, if travel insurance covers you for illnesses that may arise during your stay, expatriate health insurance works as long-term social protection, and covers your so-called “comfort” care such as hospital care. 'optical (depending on the options chosen).
Depending on your visa, your status and the length of your stay in Australia, your insurance needs change. Thanks to this guide, you now have the tools to choose the health insurance that best suits your situation.
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